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Personal insurance: Trends in construction costs By Mandelyn Gerhart

Nov 1 2018 Material and labor costs are both contributing to higher construction costs. Reconstruction cost – or replacement cost – is the cost of hiring a contractor to replace your home as it is, using materials and design... more

Halloween: Tips to make your celebration a treat By Cincinnati Personal Lines

Oct 25 2018 Don’t be tricked by liability issues! Keep Halloween safe for family and guests. As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the... more

Don’t let foodborne illness be unwanted guest at your BBQ By Cincinnati Loss Control

Jul 3 2018 Summer is a great time to enjoy food and drink with family and friends, but summertime outdoor cooking also invites an unwanted guest – the threat of foodborne illness. Whether at a family picnic, a barbecue at a... more

If a tree falls, who’s responsible? By Marty Skidmore

Apr 11 2018 Storms are just one cause of downed trees that damage property.Fallen trees and branches are a significant cause of damage and power loss after a thunderstorm rolls through. But if a neighbor’s tree falls on your... more

Online shopping: Tips to reduce risk By Mike Williams and Matt Johnson

Nov 21 2017 Whether you’re using a computer or a phone, be cautious when shopping online. The explosive growth each year in online holiday sales means shoppers need to be extremely diligent in making digital purchases. While... more

ASSIGNMENT OF BENEFITS: THE LEAK IN PROPERTY INSURANCE THAT’S COSTING FLORIDA HOMEOWNERS THOUSANDS

Oct 31 2017 When a hurricane comes through Florida it’s like a burst pipe in a home. It’s a major event everyone pays attention to that can leave a lot of damage – fast and furious. But there’s something else going on in... more

Plan for safety long before Halloween night By Steve Heiden

Oct 23 2017 Children can help, but let an adult do the carving. It’s almost that time of year when children look forward to trick-or-treating, dressing up in costumes, decorating and obtaining more candy than they can... more

Entrust storm repairs to honest contractors By Troy Dohmeyer

Sep 21 2017 When businesses and homeowners are desperate for help to repair and rebuild after a disaster such as a hurricane, tornado or wildfire, they seek assistance from anyone who will offer help. Unfortunately, there... more

Hurricanes: Plan, prepare, update, repeat By Eric Hoffman

Sep 5 2017 Being prepared for a hurricane requires constant updates and evolving actions. A true state of preparedness means you are ready for something, but more importantly, you are aware of the ever-changing nature of,... more

ASSIGNMENT OF BENEFITS: THE LEAK IN PROPERTY INSURANCE THAT’S COSTING FLORIDA HOMEOWNERS THOUSANDS

Aug 30 2017 When a hurricane comes through Florida it’s like a burst pipe in a home. It’s a major event everyone pays attention to that can leave a lot of damage – fast and furious. But there’s something else going on in... more

Swimming Pool Safety Tips

Jul 20 2017 With warmer weather comes an array of for the whole family, including cooling off in a pool if you are lucky enough to have one. But with a pool also comes the responsibility of safety must-haves and best... more

Earn a boat insurance discount

Jun 30 2017 Taking a Basic Boating Course Could Pay Off With an Insurance Discount It’s smart to be safe while you’re boating. It’s even smarter to be safe and thrifty. Insurance providers often offer discounts for boat owners... more

heavy rain? be on the lookout for heavy damage

Jun 7 2017 Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry.Spring rainstorms are a fact of life in... more

Avoid deadly distractions behind the wheel

May 18 2017 Not Texting is a Start, but There’s More to Safe Driving Many people have a limited definition of “distracted driving”: They think it only means texting behind the wheel. There’s good reason for that, because... more

Phones a huge distraction, and it’s killing us

Apr 4 2017 Phones are a dangerous distraction, and that’s just part of the story. GPS, radio knobs — anything that lures your eyes off the road is a threat.The advent of the smart phone has brought with it a deluge of... more

Have a plan: Prepare your family for tornadoes

Mar 24 2017 While tornadoes can occur throughout the year, spring and early summer are peak months in most of the United States. Prepare to respond to a tornado by stocking your emergency kit, updating your family’s emergency... more

Be alert for skimmers and scammers!

Mar 7 2017 Before you swipe your bank card or credit card to make a payment or complete a bank transaction, be alert for skimmer devices attached inside or over the real card reader. Criminals use skimmers to capture the... more

Dog Liability - Is It Really Necessary?

Mar 2 2017 How to know if dog liability insurance coverage is right for you - - Man’s best friend is always here for us. But what happens when one goes doggone wild? Dog bite claims account for more than a third of all... more

Whether a Pro or a Novice, Golf Cart Drivers Need an Insurance Buffer

Feb 13 2017 Though golf carts are often associated with leisure and sunny skies, they also come with all of the potential perils that other forms of mechanized transportation present. And much like your car – a mode of... more

Taking a Basic Boating Course Could Pay Off With an Insurance Discount

Feb 2 2017 It’s smart to be safe while you’re boating. It’s even smarter to be safe and thrifty.Insurance providers often offer discounts for boat owners who complete boating basics or safety courses. The best news: You may... more

New Year's Resolutions for Your Home

Jan 10 2017 When the ball drops at midnight on New Year’s, many of us start formulating those all-important resolutions. What are you going to do differently or better next year? Your resolutions can also be extended to one of... more

Cyber risk insurance: New coverage for emerging risks

Jan 9 2017 It seems you can’t turn on the news without hearing about a cyber-related crime or incident.Criminals are increasingly using ransomware as a means of extortion. Ransomware is a form of malware, usually delivered... more

Christmas Tree Safety

Dec 22 2016 As the holidays approach, it is important to make safety your number one priority. When it comes to decorating your Christmas tree, keep these 5 safety tips in mind: Watch out for the little ones: Until you can be... more

Prevent a parking lot accident this holiday season

Dec 22 2016 During the holidays, when millions of shoppers flood stores and malls, the frequency of parking lot accidents goes up by about 20 percent, according to the Independent Insurance Agents and Brokers Association. To... more

Staying safe while you celebrate

Dec 19 2016 Celebrate with a live tree – safelyChoose the right tree! Healthy trees have green needles that do not fall off easily and supple, not brittle, branches.Water your tree daily, and keep your tree indoors for no more... more

What to Do If You Are In a Car Accident

Dec 5 2016 Being involved in a car accident can be a stressful and daunting experience, and a time when you may not be thinking straight or in full control of your faculties. Being prepared beforehand with the proper items,... more

Roofs Get Old or Damaged and Some Roofers Take Advantage

Dec 2 2016 The roof is an integral part of any house; its purpose is both aesthetic and functional, preserving the belongings within the house and providing protection to the people who live there. In hot, tropical climates,... more

ASSIGNMENT OF BENEFITS (AOB): AN UNFORTUNATE (AND GROWING) TREND IMPACTING FLORIDA HOMEOWNERS

Nov 14 2016 In insurance claims circles, an AOB is typically used in certain lines of business such as auto insurance and property insurance. In the auto insurance arena, an insured signs an AOB which gives the auto body... more

Help Minimize the Need for Costly Auto Repairs Simply by the Way You Drive

Nov 4 2016 No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty?... more

How to Avoid Dreadfully Frightful Surprises From Your Insurance

Oct 31 2016 Halloween can bring out the scary side in us all. As independent insurance agents, we like spooky, too, but certainly not when it comes to your insurance coverage. Some of the insurance misconceptions floating... more

The Hazards of Halloween

Oct 27 2016 Your porch light is on, the bowl of candy is ready, and your cat whiskers are drawn just so. You’re waiting and waiting until - there it is - your doorbell rings. It’s your first trick-or-treater! Halloween can be... more

How to Deal With Road Rage

Sep 2 2016 Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to... more

Safety Tips for Summer Thrill Seekers

Sep 1 2016 The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe,... more

Safety Tips for Your Summer Swims

Sep 1 2016 When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers... more

Navigate Rainy Roadways With Care

May 5 2016 It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and... more


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