Get ‘hurricane ready’ before storms threaten home or business - By Cincinnati Personal Lines Hurricanes can be among nature’s most destructive events. Atlantic hurricane season runs from June 1 to November 30, though...

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Over the past few years, record inflation has impacted almost every corner of the economy. While the overwhelming media coverage on inflation has lessened, the insurance industry is still feeling its effects. As the...

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What Insureds Need to Know About Insurance and Hurricanes - Here are the top five things policyholders need to understand about insurance and hurricanes: Hurricane deductibles: Most homeowners’ insurance policies...

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By Cincinnati Insurance Hurricanes can be amongHurricanes can be among nature’s most destructive events. Weather forecasters predict above-average activity this Atlantic hurricane season, which runs from June 1 to...

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Be cautious when contracting for repairs after storm damage or other disaster. When businesses and homeowners are desperate for help to repair and rebuild after a disaster such as a hurricane, tornado or wildfire, they...

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Make a hurricane emergency plan ahead of the storm.The Atlantic hurricane season runs June 1 to November 30 each year. Residents of Atlantic and Gulf coastal areas should have a plan in place for rough weather. The...

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Keep an eye to the sky to prepare your construction site when a hurricane approaches.family for an impending hurricane, you’ll also want to prepare your construction job sites. The steps you take could make a...

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While it may be impossible to prevent infection from the new coronavirus, you can take steps to minimize the risk of COVID-19 illness in your home or office. HOME CLEANING - The U.S. Centers for Disease Control and...

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Good weather gives you opportunities to get out of the house and enjoy the outdoors. It also gives some unscrupulous people the opportunity they are looking for to burglarize your home or car and take your valuable...

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By Marty Skidmore The Atlantic hurricane season runs June 1 to November 30 each year. Residents of Atlantic and Gulf coastal areas should have a plan in place for rough weather. The National Hurricane Center monitors...

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Swimming pools are an attractive hazard for children. Make your home pool as safe as possible, and never leave children unattended.Every year nearly 300 children under the age of 5 drown in swimming pools in the United...

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Reconstruction cost – or replacement cost – is the cost of hiring a contractor to replace your home as it is, using materials and design of the same or similar quality. This amount is not the same as market value, which...

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As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property. Keep the following...

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Summer is a great time to enjoy food and drink with family and friends, but summertime outdoor cooking also invites an unwanted guest – the threat of foodborne illness. Whether at a family picnic, a barbecue at a park,...

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Storms are just one cause of downed trees that damage property.Fallen trees and branches are a significant cause of damage and power loss after a thunderstorm rolls through. But if a neighbor’s tree falls on your...

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The explosive growth each year in online holiday sales means shoppers need to be extremely diligent in making digital purchases. While Black Friday and Cyber Monday – the Friday and Monday after Thanksgiving – are still...

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When a hurricane comes through Florida it’s like a burst pipe in a home. It’s a major event everyone pays attention to that can leave a lot of damage – fast and furious. But there’s something else going on in Florida...

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Children can help, but let an adult do the carving. It’s almost that time of year when children look forward to trick-or-treating, dressing up in costumes, decorating and obtaining more candy than they can possibly eat....

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When businesses and homeowners are desperate for help to repair and rebuild after a disaster such as a hurricane, tornado or wildfire, they seek assistance from anyone who will offer help. Unfortunately, there are...

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Being prepared for a hurricane requires constant updates and evolving actions. A true state of preparedness means you are ready for something, but more importantly, you are aware of the ever-changing nature of, well......

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When a hurricane comes through Florida it’s like a burst pipe in a home. It’s a major event everyone pays attention to that can leave a lot of damage – fast and furious. But there’s something else going on in Florida...

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With warmer weather comes an array of for the whole family, including cooling off in a pool if you are lucky enough to have one. But with a pool also comes the responsibility of safety must-haves and best practices that...

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Taking a Basic Boating Course Could Pay Off With an Insurance Discount It’s smart to be safe while you’re boating. It’s even smarter to be safe and thrifty. Insurance providers often offer discounts for boat owners who...

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Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry.Spring rainstorms are a fact of life in many...

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Not Texting is a Start, but There’s More to Safe Driving Many people have a limited definition of “distracted driving”: They think it only means texting behind the wheel. There’s good reason for that, because texting...

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Phones are a dangerous distraction, and that’s just part of the story. GPS, radio knobs — anything that lures your eyes off the road is a threat.The advent of the smart phone has brought with it a deluge of texting and...

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While tornadoes can occur throughout the year, spring and early summer are peak months in most of the United States. Prepare to respond to a tornado by stocking your emergency kit, updating your family’s emergency...

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Before you swipe your bank card or credit card to make a payment or complete a bank transaction, be alert for skimmer devices attached inside or over the real card reader. Criminals use skimmers to capture the...

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How to know if dog liability insurance coverage is right for you - - Man’s best friend is always here for us. But what happens when one goes doggone wild? Dog bite claims account for more than a third of all homeowner’...

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Though golf carts are often associated with leisure and sunny skies, they also come with all of the potential perils that other forms of mechanized transportation present. And much like your car – a mode of...

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It’s smart to be safe while you’re boating. It’s even smarter to be safe and thrifty.Insurance providers often offer discounts for boat owners who complete boating basics or safety courses. The best news: You may...

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When the ball drops at midnight on New Year’s, many of us start formulating those all-important resolutions. What are you going to do differently or better next year? Your resolutions can also be extended to one of the...

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It seems you can’t turn on the news without hearing about a cyber-related crime or incident.Criminals are increasingly using ransomware as a means of extortion. Ransomware is a form of malware, usually delivered by...

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As the holidays approach, it is important to make safety your number one priority. When it comes to decorating your Christmas tree, keep these 5 safety tips in mind: Watch out for the little ones: Until you can be sure...

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During the holidays, when millions of shoppers flood stores and malls, the frequency of parking lot accidents goes up by about 20 percent, according to the Independent Insurance Agents and Brokers Association. To help...

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Celebrate with a live tree – safelyChoose the right tree! Healthy trees have green needles that do not fall off easily and supple, not brittle, branches.Water your tree daily, and keep your tree indoors for no more than...

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Being involved in a car accident can be a stressful and daunting experience, and a time when you may not be thinking straight or in full control of your faculties. Being prepared beforehand with the proper items, as...

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The roof is an integral part of any house; its purpose is both aesthetic and functional, preserving the belongings within the house and providing protection to the people who live there. In hot, tropical climates, roofs...

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In insurance claims circles, an AOB is typically used in certain lines of business such as auto insurance and property insurance. In the auto insurance arena, an insured signs an AOB which gives the auto body repair...

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No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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Halloween can bring out the scary side in us all. As independent insurance agents, we like spooky, too, but certainly not when it comes to your insurance coverage. Some of the insurance misconceptions floating around...

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Your porch light is on, the bowl of candy is ready, and your cat whiskers are drawn just so. You’re waiting and waiting until - there it is - your doorbell rings. It’s your first trick-or-treater! Halloween can be a...

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Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe, it...

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When the sun is out and the weather’s warm, people flock to the water — whether it’s the beach, a lake, a river or a backyard pool. But, wherever there’s water, there’s also danger. According to the U.S. Centers for...

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It’s just rain — how much impact can it really have on your driving? The answer: a lot. You’re likely to experience lower visibility, reduced traction and increased difficulty in handling your car both during and after...

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