by American Integrity Insurance on Feb 13, 2017
Though golf carts are often associated with leisure and sunny skies, they also come with all of the potential perils that other forms of mechanized transportation present. And much like your car – a mode of transportation that can reach speeds over 20 mph – your golf cart can be subject to damage, collision, or theft. That is where golf cart insurance enters the fairway.
These days, golf carts have more uses than just within the game. Some include:
Like all insurance, it is the difference between your insurance covering an event versus you paying out of pocket for an incident. For example, when driving you swerve to hit an animal and come face to face with another golf cart instead. The driver of the other golf cart has a broken arm and damage to their golf cart. Without golf cart insurance, you may be liable for the damage to their golf cart as well as medical bills.
Kinds of Risks and Available Protection
The kinds of risks resulting from owning and using a golf cart include:
An American Integrity golf cart insurance policy can protect against other risks, too:
A standalone golf cart policy can protect your investment in the golf cart. It also protects you and your assets from claims of others who get hurt or have property damaged from the operation of your golf cart as well as compensate you for injuries that you suffer due to the carelessness of others.
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