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Builders Risk Insurance

from Stewart & Sons Insurance, Inc.

Florida Builders Risk Insurance

New construction and remodeling projects in the Sunshine State are on the rise, and Stewart & Sons Insurance, Inc. loves seeing the new life that comes from these projects. As a locally owned, independent insurance agency, we also enjoy working with property owners and building contractors to provide builders risk insurance. Also called “course of construction coverage,” this insurance protects builders and/or owners of construction sites against the unique risks caused by major building projects. Available policies include options for new construction as well as options for remodels and renovation projects.

Customizable Coverage Options

Course of construction policies can be written for contractors as well as for property owners. These factors include the size and type of project being completed as well as the cost of the insured project.

Stewart & Sons Insurance, Inc., Inc. takes the time to get to know each of our customers. Our insurance professionals will perform a thorough risk-management assessment to help you determine what coverage options best suit your construction project. We offer certain standard coverage options as well as extended options that might save your business in the event of a disaster.

Standard and Specialized Coverage

Like most insurance policies, course of construction generally comes with certain standard coverage. This includes damage or loss from

  • Fire
  • Explosion
  • Lightning
  • Windstorm & Hail
  • Theft
  • Vandalism

Although standard policies don’t cover losses from events such as earthquake, flood and mechanical malfunction, Stewart & Sons Insurance, Inc. may have available options for minimizing these risks as well. Additionally, we do provide specialized coverage including

  • Equipment to be installed. Building and landscaping materials from the moment they are delivered to the jobsite.
  • Inland marine coverage of materials in transit
  • Coverage for items in storage
  • Mechanical and electrical breakdown of plumbing, air conditioning lines and elevators
  • Sewers and drain backup with no deductible
  • Model Homes and unsold dwellings including contents of model homes.
  • Profit: Ability to include your profit in the total estimated completed value.
  • Ordinance and Law coverage
  • Debris removal coverage
  • Insurance for blueprints and other valuable papers

Don’t begin a construction project of any kind without planning ahead. Contact Stewart & Sons Insurance, Inc. today to learn more about how we can help you during your renovation, remodel or new construction project.

Get a Builders Risk quote And start saving money today!

We can find discounts on builders risk insurance you may not find on your own. Give us a call or send us a message today.

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Stewart & Sons Insurance, Inc.

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239-275-4446 (Fax)

Mon-Fri 8AM-4:45PM

Our location

Fort Myers office

8548 Crystal Ct
Fort Myers, Florida 33907

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